'Does Finn Law Group Engage In Lobbying Efforts on Behalf of Consumers?'

As frequent readers of this site’s News Room and Learning Center blogs may notice, the Finn Law Group team is very active in the realm of consumer protection, following news closely and working diligently on behalf of consumers. 

Sometimes, this leads to people asking a question along the lines of: “Does Finn Law Group engage in lobbying efforts on behalf of consumers?”

'Buying a Timeshare on the Resale Market: Through an Owner Directly, or Through a Broker?'

In some cases, consumers looking to purchase a timeshare interest for a reduced cost may find a suitable option on the resale market. In fact, eagle-eyed sellers may be able to find listings for as little as a few dollars available on certain platforms.

However, it’s important to remember that this resale marketplace is not without its own set of pitfalls for consumers. There are certainly questions worth asking before attempting to purchase a timeshare on the secondary market.

One such question that tends to come up goes along the lines of this: “What is the difference between buying a timeshare on the resale market through an owner directly, or through a broker?”

7 Common Myths and Misconceptions About Credit Scores

According to a recent survey
, roughly 25% of millennials do not understand what a credit score is.

That’s a staggering statistic, for any number of reasons.

Above all, it’s remarkable to consider how much people tend to ignore their credit score, or else take it for granted – particularly given how much this numerical value can impact your ability to do everything from purchasing a vehicle, to starting a business, to buying a home.

Even among people who do have a more thorough grasp on their credit, there is often a certain level of complacency to be found. Many people assume they understand all of the ins and outs of their credit score and report, even though they may be basing their understanding on a major myth or misconception.

Credit be a mystery – but it doesn’t have to be this way! Here are seven common credit myths you may hear in the wild, debunked:

1.) “Checking Your Credit Will Always Hurt Your Score”

'How Can I Determine the Resale Value of My Timeshare?'

Whether due to mounting fees, an inability to use their interest, or some other factor, many timeshare owners eventually reach a point where they wish to get out from under their obligations. Inevitably, should this time come, owners will look to a few different solutions – including the timeshare resale market.

This is a logical impulse! After all, countless consumer goods retain significant aftermarket value, and can be bought and sold on a thriving, easily accessible secondary market. Ideas that come to mind include cars, boats, art, furniture, and other valuable goods.

But is the same true for timeshares? Do they retain resale value? And, if so, this beggars another question: “How can I determine the resale value of my timeshare?”

Our own Michael Finn recently took on this common consumer FAQ in a video interview.

The Commissioned Salesperson: Why the Timeshare Industry Can’t Shake its ‘Hard-Sell’ Reputation

Michael D. Finn - Florida Licensed Attorney, Timeshare SpecialistMost of us who follow the ebbs and flows of the timeshare industry, and observe the events that continue to impact its ongoing attempts at evolution, are aware that a portion of the still much-needed change involves battling the image that has stubbornly attached itself to the timeshare industry. Public perception remains a significant issue, which continues to plague the industry even today.

Put simply, the industry’s image is besmirched with a stigma that there still remains to this day a hard-sell process in place. There is a belief that this process may well lead to a glossing over of certain important, material deal points that can make a difference between the sale being made to a potential buyer or not; and if the sale is made under those circumstances, the impact or long-term consequences to the buyer.

Indeed, after being involved with the timeshare vacation product professionally over several years, I’ve come to believe that a timeshare interest can be, for the right category of vacationer, an ongoing positive experience, at least over a certain limited duration of time.

In actuality, the timeshare product itself can be – and to many people is – a decent vacation product with many positive attributes, such as providing a spacious resort-like setting with amenities beyond a typical hotel experience, in a family vacation-orientated environment.

However, based upon the number of clients we have assisted in terminating their timeshare interest over the years, it’s equally clear that in many instances the timeshare vacation product is not for everyone, particularly a significant segment of current owners who, for various reasons, are simply not well suited to be a timeshare owner.

It beggars the question: How does this happen with the frequency that it does?

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